Thursday 27 May 2010

Apple iPhone 3G review by The Gadget Show


The basics
Apple iPhone 3G is the newest improvement of Apple Inc.'s iPhone. This gadget boasts of fast 3G wireless technology, enterprise features support (i.e., Microsoft Exchange), and GPS mapping. It is a combination of three products in one package: It's an internet device equipped with desktop-class browser and HTML-rich email, revolutionary high-tech phone, and iPod in widescreen.
The good
This is the handset the first iPhone should have been. With its innovate tap-swipe-pinch-and-stretch interface and crisp 3.5-inch touchscreen, it's always been the best phone for user-friendliness. Now it's the best for web browsing and downloading too, thanks to the better-late-than-never HSDPA for fast 3G action. Design-wise, only the metal casing round the back has gone, making way for a plastic cover. It sounds cheap, but looks the canine's cojones. It's also got GPS and is now a top games machine too, thanks to titles such as Super Monkey Ball, which you can download from the impressive iTunes App store.
The bad
Apple may have rectified the recessing 3.5mm headphone socket with a standard jack, so you can plug in some decent cans, but they ignored our pleas for a better camera. Why change the rest then stick with the two-megapixel camera, eh Apple?
The bottom line
Undeniably beautiful, with the best interface on any mobile phone ever in the history of mobiles, the iPhone 3G would be perfect save for a few notable deficiencies."

Friday 21 May 2010

Debt can be deadly – here's how to avoid stocks with too much - MoneyWeek

Debt can be deadly – here's how to avoid stocks with too much - MoneyWeek: "One thing lies at the heart of all of today's financial problems – dodgy debt. It has steadily worked its way up the food chain, poisoning the financial eco-system as it goes.
First, it was individuals – American sub-prime debtors who couldn't pay their interest bills. Then it was banks, as the loans they'd made to those borrowers went bad.
Then it was countries like Greece who spent too much. Now whole currencies, like the euro, are under threat.
The jitters are already having a nasty impact on stock markets. The FTSE 100 was down nearly 3% yesterday. And things could get even worse if investors start fretting about the debt that private companies owe.
So where do London shares fit into the picture – and which companies have the most secure balance sheets?
Recommended reading
• The easiest way to bet on a falling euro
• How to profit from the end of the junk bond boom
• How safe is your dividend?
• 'Poitroski score' definedOverall, the UK's current corporate cash position isn't too bad. Non–financial companies in the FTSE 350 index have recently been raising lots more money. Some have cashed in on the stock market rally since March 2009 using rights issues. And others have flogged off more corporate bonds, as long-term interest rates have fallen."

Tuesday 18 May 2010

How to choose the best current account for you - MoneyWeek

How to choose the best current account for you - MoneyWeek: "Your current account is the bank account you use the most. And yet it's the one most of us spend the least time selecting. Odds are your parents took you into their local bank to open an account when you were a child and you haven't given it a second thought since.
It is time you did. The banks know that most of us are entirely apathetic about our accounts and they use that knowledge to rip us off. If you are usually in credit the chances are you are getting an absolutely paltry rate of interest – think 0.1%. And if you are usually in the red, then in all likelihood you are paying an extortionate rate of interest on your debt of up to around 20%."

UK Economy Faces 'Dismal' 2010

The UK economy will remain stuck in the doldrums this year with a recovery led by exports unlikely to emerge until 2011, a leading forecaster has predicted.

The Ernst & Young ITEM Club said the immediate prospects for Britain were "dismal" with growth of 1% or less predicted in 2010.

The ITEM Club's chief economic adviser Peter Spencer said there were "good reasons to be optimistic" about overseas demand - such as the weak pound.

But he warned global trade was unlikely to regain its 2008 peak until the end of next year.

ITEM, which uses the Treasury's own economic model for its forecasts, said UK consumers were likely to remain under pressure, forcing companies to look abroad.

The forecaster said consumer spending was too weak to sustain a recovery as households were hit by high debts, subdued wage growth and lingering risks ofunemployment.

Mr Spencer said: "The lack of domestic growth opportunities will force exporters and other organisations to seek overseas income streams, particularly in Asia."

He added that "the weak pound makes UK output extremely competitive".

Mr Spencer went on: "The longer this situation continues the more obvious it will become that this is the way forward, both for businesses and the macro economy."